‏إظهار الرسائل ذات التسميات fat6. إظهار كافة الرسائل
‏إظهار الرسائل ذات التسميات fat6. إظهار كافة الرسائل

السبت، 9 يونيو 2012

Virginia Personal Injury Lawyers


Allen, Allen, Allen & Allen
Attorneys for Injured Persons since 1910

Welcome to the law firm of Allen, Allen, Allen & Allen. We are one of Virginia's oldest and largest law firms specializing in personal injury and medical malpractice, including car accidents, truck accidents, bus accidents, wrongful death and brain injury. We invite you to explore our site to learn about our proven track record, our experience and how we will handle your case.

Our Practice Areas Include:
Accidents
Airplane Accidents
Amusement Park Accidents
Asbestos
Bicycle Accidents
Boating Accidents
Bus Accident Attorneys
Car Accidents
Defective Product Attorney
Distracted Driving Accidents
Dog Bites
Drunk Driving Accidents
Gastric Bypass Malpractice
Hypoxic Brain Injury
Lead Paint Poisoning
Medical Malpractice
Mesothelioma
Motorcycle Accidents
Nursing Home Malpractice
Pedestrian Accidents
Personal Injury
Premises Liability
Product Liability
Slip and Fall Accidents
Spinal Cord Injuries
Tractor Trailer Accident
Traumatic Brain Injury
Truck Accident
Wrongful Death

Illinois Accident Attorneys


If you have suffered an injury in an accident or lost a loved one because of another person's negligence, call the personal injury law firm that has made a difference to thousands of people throughout the Chicago region since 1992. Call Cogan & McNabola, P.C., Attorneys at Law — when results matter.
Our Chicago personal injury trial lawyers are strong advocates for injured adults, children and newborns. We are proud of our record of recovering over $475 million in settlements and verdicts on behalf of people who have suffered injury or loss because of someone else's negligence or misconduct.
Attorneys' Fees Paid Only on a Contingency Fee Basis
Contact our firm today at 312-629-2900 or toll free 800-704-2900 to arrange a consultation to discuss your injuries and concerns at no cost. We represent clients on a contingency fee basis. You pay attorneys' fees only as a percentage of the amount of money damages we help you recover in an insurance settlement or jury verdict.
Leaders in Personal Injury Law in Chicago and Throughout Illinois
Law partners Michael Cogan and Mark McNabola have earned Martindale-Hubbell's highest AV* review rating by peers and are recognized among the top 100 consumer attorneys in Illinois by Leading Lawyers Network and Illinois Super Lawyers.
Our firm puts extensive experience and skill to work helping individuals and families who have suffered injuries and losses due to the negligence and carelessness of others.
Auto, truck and motor vehicle accidents: We help motorists who have been hurt in any type of motor vehicle accident caused by another driver's negligence.
Construction accidents: We represent construction workers and others injured on construction sites.
Medical malpractice: We seek full and fair compensation for people who have been harmed by negligence on the part of a medical professional or facility.
Product liability: We represent those harmed by defective products.
Wrongful death: We also assist family members who have lost loved ones pursue wrongful death claims.
We Offer a No-Cost, No-Pressure, No-Obligation Consultation to Discuss Your Rights
Our Chicago personal injury attorneys represent clients in communities throughout Cook County and Illinois. Learn more about ways we can help you receive the compensation you need for your physical and financial recovery.Contact us today to schedule a free initial consultation.
*AV Preeminent and BV Distinguished are certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the bar and the judiciary. Martindale-Hubbell ratings fall into two categories: legal ability and general ethical standard

highway accident involving a car


Because of the high speeds typically involved in highway accidents, the drivers and passengers in smaller vehicles are far more likely to suffer catastrophic injuries and death. Another danger from trucking accidents along interstates is the potential for the trailer to contain hazardous materials, posing a threat to everyone around.
If your family has been affected by an Illinois highway accident involving a car, atruck or a tractor trailer, contact the Chicago law office of Cogan & McNabola. We help people who have been injured and families who have lost a loved one towrongful death in highway accidents along:
I-94 (Edens Expressway)
I-294 (Tri State Tollway)
I-90 (Kennedy Expressway)
I-190 (Chicago Skyway toll road)
I-290 (Eisenhower Expressway)
I-55 (Adlai Stevenson Expressway)
I-94 (Bishop Ford freeway, Dan Ryan Expressway)
I-57
Determining the Causes of Highway Truck and Car Accidents
A thorough investigation of the evidence in a highway accident is critical in proving your accident claim. Our trial attorneys work with leading experts in Illinois and across the nation to reconstruct the accident and to recover physical evidence. We look for eyewitnesses as well as videotape evidence from cameras along the highway.
Speed is often a factor in highway accidents. We will investigate the driving record of the other driver - especially truck drivers - to see if he or she has a history of reckless driving.
A History of Results in Truck Accident Cases
The injury lawyers at Cogan & McNabola have secured over $300 million insettlements and verdicts for people injured in highway crashes and collisions. When results matter, choose Cogan & McNabola, P.C. to handle your case.
We do everything we can to prove your case. We know our clients count on us for results and that's what we strive to deliver. Contact Cogan & McNabola at 312-629-2900 or toll-free 1-800-704-2900 today to learn how our personal injury lawyers can help you.

Virginia Bus Accident Attorneys

& School Bus Accident Lawyers
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School bus, city bus and commercial bus accidents can cause devastating injuries and even death to innocent victims. At first glance, these tragedies appear to have a lot in common but the laws are different depending on the type of bus that caused the accident. As a result, most people need a lawyer to help them handle potential personal injury claims arising out of bus accidents.

The personal injury lawyers at Allen, Allen, Allen & Allen have represented hundreds of bus accident victims over the years. We understand the complex laws and regulations affecting the operation of public and private buses and know how they may affect you and your case. Contact the bus accident lawyers at Allen, Allen, Allen & Allen for a free consultation at 866-388-1307.

Types of Bus Accidents:
Commercial Bus Accidents
City & Public Transit Accidents
School Bus Accidents
Virginia's tangled web of statutes and case law concerning bus accident liability can make it hard to determine what laws apply in a bus accident case. Allen, Allen, Allen & Allen attorneys know the steps you must take to preserve your claim. We can advise you regarding critical notice requirements and deadlines, statutes of limitations, sovereign immunity defenses, and laws applicable to common carriers. Upon acceptance of your case, we will work on a contingent fee basis, which means you pay us for our legal services only if you make a monetary recovery.

If you or a loved one have been injured in a bus accident through no fault of your own, call our bus accident attorneys today for a free consultation at 866-388-1307 or contact us through email to find out if you have a case.


City Buses and Public Transit Systems
Each year, bus passengers, private motor vehicle passengers, and pedestrians are seriously injured or killed in accidents involving buses owned or operated by municipalities and other governmental entities.

When a person is injured through the negligent acts of a bus driver or through the bus owner's failure to properly maintain and repair a public bus, the victim may claim damages against the city, governmental entity and/or its driver. However, special laws and regulations may apply.

To some degree, the doctrine of sovereign immunity will protect governmental entities and their employee bus drivers from personal injury claims. Virginia law restricts the amount of damages an injured person may recover from governmental entities and their bus drivers. Notice requirements and notice filing deadlines require that a claimant act quickly and appropriately to preserve his rights. If you have been seriously injured in an accident involving a public bus, contact the city bus accident attorneys at Allen, Allen, Allen & Allen. Learn your legal rights, your notice responsibilities, and the deadlines you must meet before you can pursue your claim. Click here to view our case results.

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Commercial Buses
Greyhound, Trailways, and other private local or national commercial bus companies carry passengers across our state. These companies, which generally include cab companies but not private charter buses, provide services open to the public upon payment of a designated fare. They are considered common carriers. Specific state and federal statutes and regulations control them.

Unfortunately, commercial buses are frequently involved in accidents in which members of the public are severely injured through a commercial bus driver's negligence or through failure of the bus owner to properly maintain and/or repair its bus and equipment. Under the law, a common carrier and its drivers must exercise the highest degree of care for the safety of its passengers. This care must be reasonably compatible with the conduct of its business in a convenient and satisfactory manner. Common carriers and their drivers are held to a higher standard of care than vehicle operators who do not carry paying passengers. Nevertheless, common carriers are not insurers of their passengers' safety.

The bus accident lawyers at Allen and Allen are familiar with the complicated laws and regulations governing common carriers. They have investigated and handled many commercial bus cases to a successful conclusion. Let us help you. Call our commercial bus accident lawyers today at 866-388-1307.

School Bus Accidents

These injuries happen most frequently when a school bus is involved in an accident with another vehicle or while children are boarding or getting off a bus. Most school buses are not equipped with safety belts. Consequently, children are especially vulnerable to injury when they fall out of their seats during crashes or when bus drivers brake suddenly or make sharp turns.

Of course, a negligent school bus driver can also cause an accident which injures passengers in other motor vehicles or pedestrians on the street. In Virginia, when a child is injured or killed in a school bus accident through the bus driver's negligence, the child and his parents have a limited claim against the bus driver and the driver's employer, usually a local school board. The same limitations apply to the occupants of other vehicles and pedestrians who are injured through the negligence of a school bus driver. Because the driver is a government employee, under the doctrine of sovereign immunity, he enjoys immunity from lawsuits for his acts of simple negligence. He can be held liable only for acts of gross negligence.

What is gross negligence? Gross negligence is a degree of negligence which shows such indifference to others that it constitutes an utter disregard of caution amounting to a complete neglect of the safety of another person. Gross negligence can be difficult to prove. Allen, Allen, Allen and Allen attorneys and their trained investigators will gather and examine the facts surrounding a school bus accident and determine whether there may be a case of gross negligence against the driver.

In contrast, the school board itself is not entitled to the same blanket defense of sovereign immunity as its drivers. It may be held vicariously liable for acts of simple negligence committed by its driver. As a result, it can sometimes be easier to pursue a claim against a school board than it is to prosecute a claim against the negligent bus driver.

There are strict limits regarding the dollar amount a claimant can recover from a school board. When a locality or school board carries liability insurance on its school buses, a claimant may collect up to, but not beyond, the limits of the valid and collectible insurance in force at the time of the injury. Minimum limits for such policies, including uninsured motorist coverage, are $50,000 for injury, including death, to one person, and $200,000 for injury, including death, to all persons injured in any one accident. If a locality or school board has obtained a valid certificate of self-insurance, a claimant can recover no more than the minimum limits of $50,000/$200,000. These insurance coverage issues are complex and confusing. Allen, Allen, Allen and Allen attorneys can guide you through this maze and help you maximize the recovery you are entitled to receive.

In school bus cases against a school board or other governmental entity, all claimants must comply with statutory notice requirements and notice deadlines. Where a city or county is a defendant, for example, plaintiffs must file written notice of their claims. This written statement must be received by the town attorney or other specially designated official within six months after the accident. Tolling provisions may extend this deadline for persons who are incapacitated or under age 18. However, you should never rely on tolling provisions without first consulting an attorney.

If you fail to give timely notice in a case involving a school bus, you may lose the right to pursue your claim. You can also lose your claim if your written notice does not contain all the information required by law. The school bus accident attorneys at the Allen Law Firm can help you sort through the statutes and case law applicable to your specific case. We can advise you regarding written notice requirements and the critical filing deadlines you face.

Virginia Hypoxic Brain Injury Lawyers



Hypoxic brain injury occurs when the brain is deprived of adequate oxygen for an extended period of time. Hypoxic brain injury can be caused by events such as drowning or near-drowning, suffocation, choking, trauma, drug overdose, smoke inhalation, very low blood pressure, and carbon monoxide poisoning. Complications of general anesthesia, surgery, and child birth can also result in hypoxic brain injury.

The hypoxic brain injury attorneys at Allen, Allen, Allen & Allen have extensive experience representing clients who have suffered hypoxic brain injuries. Our attorneys understand the science and medicine related to hypoxic brain injuries. In addition, we work closely with highly trained experts in the fields of diagnosis and treatment of hypoxic brain injury, and can develop the evidence required to win your case in court. Call our brain injury lawyers today for a free consultation at 866-388-1307 or click to email our firm.

Brain cells are extremely sensitive to oxygen deprivation. Brain cells will start to die within minutes if they are deprived of oxygen. Words such as hypoxia, anoxia, and asphyxia may also be used to describe circumstances where inadequate oxygen reaches the brain.

Signs and Symptoms
Signs and symptoms of hypoxic brain injury vary greatly depending on the severity of injury, but can include:

Short term memory loss
Amnesia
Poor judgment
Inattentiveness
Loss of coordination
Seizures
Prolonged lack of oxygen can result in unresponsiveness (coma) and even death.

Hypoxic brain injuries have a profound impact on those who have suffered them as well as their family and friends. The brain injury attorneys at the Allen Law Firm understand this and will fight for your rights. Don’t be a victim twice. Schedule a free consultation with Allen, Allen, Allen & Allen today by calling 866-388-1307.

We handle cases in Virginia and nationwide. We have eight convenient Virginia

الاثنين، 28 مايو 2012

Car Accident Claims - Michigan No-Fault Law Basics


s are long and complex. Often, the terms spoken by automobile insurance agents and lawyers can be confusing. Two important terms you need to know are:

First-Party Benefits
Third-Party Benefits

Michigan is a “No-Fault Insurance” state. This means that your own auto insurance company pays most of your economic damages resulting from a Michigan car accident, whether or not you were at fault. These economic benefits are called First-Party Benefits.

At the same time, Third-Party Benefits usually cover non-economic losses, including damages for pain and suffering for injuries you suffered from a Michigan car accident. Both of these types of benefits are described in detail below.
Michigan First-Party Basics
The Michigan law defining First-Party Benefits states:

First-Party Benefits are payable to anyone who suffers an injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle.

The following analysis looks at:

Who has to pay your Michigan No-Fault Benefits?
What are the specific benefits you may be entitled to receive?

Michigan First-Party Order of Priority
Although your own auto insurance is first in line to pay in a Michigan car accident, there are times when an uninsured individual is an innocent passenger in a motor vehicle. In these circumstances, determining who is responsible to pay Michigan No-Fault Benefits can be complicated. If you have questions about how these complex rules apply to you, contact an experienced Michigan car accident lawyer. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

Driver or Passenger Order of Priority for Payment of First-Party Benefits

1st priority is your own insurance policy, if none then...
2nd priority is the insurance company of a resident relative (i.e. spouse, parent, or sibling), if none then...
3rd priority is the insurer of the owner of the vehicle occupied, if none then...
4th priority is the insurer of the driver of the vehicle occupied, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

Pedestrian Order of Priority for Payment of First-Party Benefits

1st priority is your own insurance, if none then...
2nd priority is the insurance company of a resident relative (i.e. spouse, parent, or sibling), if none then...
3rd priority is the insurer of the owner of the motor vehicle involved in the accident, if none then...
4th priority is the insurer of the driver of the vehicle involved in the accident, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

Motorcycle Order of Priority for Payment of First-Party Benefits

There is a different order for benefit payments, if you were on a motorcycle when the car accident happened, because a motorcycle is not considered a “motor vehicle” under Michigan law. In a Michigan motorcycle/automobile collision, the priority would be:

1st priority is the insurer of the owner of the car involved in the accident, if none then...
2nd priority is the insurer of the driver of the car involved in the accident, if none then...
3rd priority is the motor vehicle insurer of the driver of the motorcycle involved in the accident, if none then...
4th priority is the motor vehicle insurer of the owner of the motorcycle involved in the accident, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

The Michigan Assigned Claims Facility

Car Accident Statistics


Car Accident Statistics
Car Accident Facts

Auto accidents are a significant cause of disabling injuries and deaths -- in Michigan and throughout the nation.

The facts about car accidents are alarming:

According to the National Highway Traffic Safety Administration, motor vehicles accidents killed 43,443 Americans in 2005.
Another 2,494,000 people were injured in car crashes in that year alone.
Of those who died in highway accidents, three out of four were occupants of motor vehicles.
About 4,550 of the deceased victims were motorcyclists.
Another 5,665 of the people killed in car accidents were bicyclists or pedestrians.
Almost 17,000 of the fatal motor vehicle accidents was related to alcohol use.

Michigan shares in the tragic consequences of highway accidents.

In 2005, car accidents resulted in the deaths of 1,129 people in this state.
Another 90,510 people were injured, crippled, or maimed in Michigan motor vehicle crashes during the same year.

If you or a loved one was seriously injured in a Michigan car accident, contact an experienced car accident lawyer immediately.

Please submit a simple, free and confidential legal consultation form about your Michigan car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Protect Yourself After a Michigan Car Accident


I was in an Auto Accident . . . What Should I Do?

If you are involved in a Michigan auto accident , here are some simple guidelines to protect yourself -- and your legal rights :

Stay Calm:

A car accident can be a very upsetting experience. But it is very important not to panic after a car accident.

Instead, keep a clear head.

Focus first on acting to protect yourself and help other car accident victims.

Do not discuss the car accident with anyone other than the police.

Do not blame anyone, including yourself.

Never argue with the other driver -- even if you are sure that person caused the car accident.

Get Help:

Do not leave the site of the car accident.

Call 9-1-1 from the car accident scene, to tell police about the collision.

If anyone was injured, ask the 9-1-1 operator to send emergency medical personnel to the car accident site immediately.

Set flares, if you carry them, to warn other drivers to slow down and avoid the people and vehicles involved in the car accident.

Driver Facts:

Write down the name, address, phone number, driver’s license number and state, license plate number, registration, and auto insurance information, including the insurance policy number.

Ownership Facts:

If the driver of the other vehicle was not the owner, write down the name, address, insurance company, and auto insurance policy number of the owner of that vehicle.

Injured Parties:

Ask the police about all injured parties, including the passengers in the automobiles. If possible, take down their names, addresses, dates of birth, sex, and extent of injuries.

Witnesses:

Look around for anyone who might have seen the car accident, including bystanders and occupants of other vehicles. Be sure to write down the names, addresses, and phone numbers of all these witnesses.

Damages:

Write down the make, body type, year, and license number of all the motor vehicles involved in the car accident. Also, note the damage to each of the vehicles.

Car Accident Scene:

Draw a diagram of the car accident site. Mark down the street names, and the location of any stop lights, traffic control signs, or other landmarks. Note the path of each motor vehicle just before the place where they collided.

Protect Your Health:

After an automobile accident, get medical attention. Sometimes, car accident victims are too stunned right after a bad collision to know whether or not they were hurt. Therefore, it is wise to see your personal physician as soon as possible. Tell your doctor about the motor vehicle collision, so that he or she can check for internal injuries that may result from a traumatic accident.

Report the Car Accident:

If police did not come to the car accident scene, call the police to file a report, as soon as you are able to make a telephone call. If the driver of the other vehicle fled the crash scene, you still must report the car accident to the police. Get a copy of the police report whenever it is available.

File an Auto Insurance Claim:

Tell your auto insurance company about the car accident immediately and get an insurance claim number. Ask the auto insurance representative to open a Personal Injury Protection (PIP) file, to preserve all of your rights under your policy.

Be sure to let your insurance company know if you were in a hit-and-run car accident. Some insurance policies require notice of a claim involving an unidentified driver within 30 days of the car accident.

Tell your own auto insurance company that you claim your right to any uninsured or underinsured motorist coverage, in case the car or truck that hit you was not covered by motor vehicle insurance. Insurance companies often require prompt notice of these claims and may deny these benefits to anyone who does not follow the strict requirements in their policies.

Get Help from an Experienced Car Accident Attorney:

If you or a loved one was injured in a Michigan car accident, talk with an experienced Michigan car accident lawyer.

Serious car accident claims often involved complicated legal issues. The negligent driver, the owner of that vehicle, and other persons involved in the car accident may all have attorneys working to protect their interests and to stop you from getting the compensation you deserve.

That is why you need a car accident lawyer to fight for your legal rights. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Car Accident Claims - Michigan No-Fault Law Basics


The laws that govern Michigan car accidents are long and complex. Often, the terms spoken by automobile insurance agents and lawyers can be confusing. Two important terms you need to know are:

First-Party Benefits
Third-Party Benefits

Michigan is a “No-Fault Insurance” state. This means that your own auto insurance company pays most of your economic damages resulting from a Michigan car accident, whether or not you were at fault. These economic benefits are called First-Party Benefits.

At the same time, Third-Party Benefits usually cover non-economic losses, including damages for pain and suffering for injuries you suffered from a Michigan car accident. Both of these types of benefits are described in detail below.
Michigan First-Party Basics
The Michigan law defining First-Party Benefits states:

First-Party Benefits are payable to anyone who suffers an injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle.

The following analysis looks at:

Who has to pay your Michigan No-Fault Benefits?
What are the specific benefits you may be entitled to receive?

Michigan First-Party Order of Priority
Although your own auto insurance is first in line to pay in a Michigan car accident, there are times when an uninsured individual is an innocent passenger in a motor vehicle. In these circumstances, determining who is responsible to pay Michigan No-Fault Benefits can be complicated. If you have questions about how these complex rules apply to you, contact an experienced Michigan car accident lawyer. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

Driver or Passenger Order of Priority for Payment of First-Party Benefits

1st priority is your own insurance policy, if none then...
2nd priority is the insurance company of a resident relative (i.e. spouse, parent, or sibling), if none then...
3rd priority is the insurer of the owner of the vehicle occupied, if none then...
4th priority is the insurer of the driver of the vehicle occupied, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

Pedestrian Order of Priority for Payment of First-Party Benefits

1st priority is your own insurance, if none then...
2nd priority is the insurance company of a resident relative (i.e. spouse, parent, or sibling), if none then...
3rd priority is the insurer of the owner of the motor vehicle involved in the accident, if none then...
4th priority is the insurer of the driver of the vehicle involved in the accident, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

Motorcycle Order of Priority for Payment of First-Party Benefits

There is a different order for benefit payments, if you were on a motorcycle when the car accident happened, because a motorcycle is not considered a “motor vehicle” under Michigan law. In a Michigan motorcycle/automobile collision, the priority would be:

1st priority is the insurer of the owner of the car involved in the accident, if none then...
2nd priority is the insurer of the driver of the car involved in the accident, if none then...
3rd priority is the motor vehicle insurer of the driver of the motorcycle involved in the accident, if none then...
4th priority is the motor vehicle insurer of the owner of the motorcycle involved in the accident, if none then...
5th priority is the State of Michigan Assigned Claims Facility.

The Michigan Assigned Claims Facility

The Michigan Assigned Claims Facility is a State Agency with the power to assign an insurance company to provide First-Party Benefits, if an injured victim cannot obtain benefits from other sources. However, uninsured drivers who were operating motor vehicles that they owned at the time of an accident do not qualify for Michigan Assigned Claim Facility assistance.

To apply for Assigned Claims Benefits, call the Michigan Assigned Claim Facility directly at 517-322-1875.
Specific Michigan First-Party Benefits
The First-Party No-Fault Benefits that you claim from your own auto insurance company after a Michigan car accident include:

Medical Bills for Life

Michigan law requires that medical coverage continue for life, or for as long as you need treatment for injuries suffered in the Michigan car accident. There may be many complicated factors in actually getting your medical bills paid after a Michigan car accident. If you have questions about the way these complex issues apply to you, contact an experienced Michigan car accident lawyer. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

To qualify for medical expense reimbursement, a medical bill must be reasonable (in cost and necessity) and the bill must be actually incurred. Michigan law does not provide for guaranteed pre-payment of bills for treatment of injuries resulting from a Michigan car accident. Sometimes, an insurance company will try to escape its responsibility, by questioning the need for a medical test or procedure ordered by your physician, or by disputing the amount of the medical bill.

Michigan No-Fault insurance companies offer two types of medical coverage:

Uncoordinated benefits.
Coordinated benefits.

An uncoordinated policy pays benefits, regardless of the presence of other health insurance. A coordinated policy requires your other health insurance to pay first, and your automobile insurance to pay amounts that your primary insurer does not cover. Your car insurance policy states which type of benefits you should receive.

It is common for a primary health insurance policy and auto insurance policy to contain contradictory language about which one has the first obligation to pay medical bills. Meanwhile, a motor vehicle insurance company may escape its obligation to pay a bill that it does not receive within one year of the date that you got the medical treatment. If you have questions about this, or find that neither insurance company is paying your medical bills in a timely manner, it is important to talk with an experienced Michigan car accident attorney immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

Wage Loss

The Michigan No-Fault Law allows an injured individual to receive 85% of his or her lost wages, if a doctor found the victim disabled from work due to injuries suffered in a car accident. This benefit lasts up to 3 years. The wage loss benefit rate is set at 85%, rather than 100%, of lost earnings, because the benefit is tax-free. The law also sets a monthly cap on the amount of lost wages that the auto insurance company must reimburse.

In some cases, these and other rules create complicated issues. If you have questions about whether you are getting the correct wage loss benefits, consult an experienced car accident attorney immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

Attendant Care

Michigan law requires a No-Fault auto insurance company to pay for attendant care (also known as nursing services) for an injured victim who needs supervision or assistance while recovering at home. A severely injured person may even need around-the-clock supervision.

A caregiver who is a member of the car accident victim’s family is entitled to reimbursement for attendant care services. Although the law does not set a specific hourly rate for the caregiver, the reimbursement should reflect the type and complexity of the services that the injured person receives.

Frequently, insurance companies refuse to pay for adequate attendant care. If this happens, you should contact an experience Michigan car accident lawyer. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

Replacement Services

This term refers to reimbursement for services that you would have performed on your own, if you were not injured in a Michigan car accident. If you paid or promised to pay for household services, chores, errands, etc., which you usually accomplished on your own, then you may be entitled to reimbursement for these expenses.

Your physician will need to provide a written statement identifying the tasks you are unable to do on your own. In addition, your auto insurance company may require documentation of who performed which services.

Michigan law states that an auto insurance company is obligated to reimburse up to $20 per day for replacement services and that these benefits last for up to three years.

Mileage Reimbursement

Often, proper medical treatment, tests, and physical therapy require an injured person to travel long distances. Michigan No-Fault auto insurance law provides for the reimbursement for mileage traveled to and from this medical care.
Third-Party Basics
While First-Party Benefits cover most economic losses, Third-Party Benefits provide damages for pain and suffering, scarring, disfigurement, or death, as well as wage loss in excess of 3 years.

A Third-Party legal claim is filed against the driver whose negligence caused the car accident. With the exception of excess wage loss, the damages claimed in a Third-Party lawsuit compensate the car accident victim for non-economic loss.

In Michigan, to prevail in a claim against a careless driver for non-economic damages, the injured victim must show that he or she suffered a "threshold injury." State law defines this as:

A serious impairment of an important body function, serious disfigurement or scarring, or death.

It is very common for the auto insurance company adjusters and attorneys who represent the negligent driver to assert that an injury is not a “serious impairment of a body function.”

However, if you have an objectively documented injury to an important part of your body, and this affects your life, you need an experienced Michigan car accident lawyer fighting to protect your rights. Please submit a simple, free and confidential legal consultation form about your car accident claim to get help now.

The Statute of Limitations (or time limit) for filing a Third-Party lawsuit is 3 years. Minors have until one year past their 18th birthday to take formal legal action. There are other exceptions for military personnel, mentally incapacitated individuals, and survivors of individuals killed in a Michigan car accident.

However, it is not wise to delay getting legal assistance after a car accident. To make the strongest possible case, you need to start as soon as possible on collection of valuable evidence and identification of potential witnesses.

If you or a loved one was seriously injured in a Michigan car accident, contact an experienced car accident lawyer immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Answers from Michigan Auto Accident Lawyers


AQ's about Auto Accident Law and Answers from Michigan Auto Accident Lawyers
Question: After I was injured in a Michigan car accident, my own auto insurance company provided me with wage loss benefits. Is there a limit to how much they will pay me per month?
Answer: Yes. Michigan law places a cap on the maximum monthly payout of auto no-fault wage loss benefits. This maximum amount is adjusted for inflation ever year.

Question: Are my wage loss benefits taxable?
Answer: If a motor vehicle insurance company is paying you wage loss benefits because you were injured in a Michigan car accident, those benefits currently are not taxable under Michigan or Federal law.

Question: What if I was driving a motor vehicle that was uninsured at the time of a Michigan car accident?
Answer: If the car you were driving was uninsured and you were the registered owner of the vehicle, then you are legally barred from bringing a lawsuit against an at-fault driver or claiming First-Party benefits.

Question: What if the police said that I was at fault in a Michigan car accident?
Answer: If you are determined to have been more than 50% at fault, then you do not have a claim against the other parties involved in the Michigan car accident. However, it is strongly recommended that you check with our law firm about the percentage of fault for the car accident which is likely to be attributed to you.

Question: What is uninsured motorist coverage?
Answer: Uninsured motorist coverage is an insurance coverage option that allows you to recover from your own auto insurance policy, if the at-fault driver did not have insurance coverage or could not be identified, i.e. a hit-and-run driver. It is recommended that all drivers carry uninsured coverage.

Question: Is there a difference between uninsured motorist coverage and underinsured motorist coverage?
Answer: Yes. Underinsured coverage provides an additional source of collecting for serious injuries caused by a car accident. It is different from uninsured coverage, which is available when the at-fault vehicle had no identifiable insurance.

For example, if you carried a policy of $100,000 underinsured coverage and the at-fault driver only had a $20,000 insurance policy, it would be possible to seek up to $80,000 in additional compensation from your own auto insurance company. This is possible, if your attorney has secured a tender offer for the full amount of the underlying insurance policy.

Claims for uninsured or underinsured coverage can be complicated and must be handled very carefully. An uninsured endorsement on a policy does not necessarily include an underinsured endorsement. Your premature acceptance of an underlying policy in full settlement of a claim could forfeit your right to additional coverage.

If you or a loved one was injured in a Michigan car accident, talk with an experienced Michigan car accident lawyer. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Question: What if the driver who hit me had been drinking?
Answer: This may entitle you to a Dramshop Claim. This is the legal term for a lawsuit against a liquor store, bar, or other business, which illegally sold alcohol to the person whose negligence caused a Michigan car accident. A Dramshop Claim may be based on the sale of alcohol to either a minor (under age 21) or to a visibly intoxicated adult.

Michigan laws governing a Dramshop Claim are complex. Among other things, the law requires the injury victim to assert the claim against the seller of the liquor within 120 days after he or she retains an attorney. If alcohol was involved in your accident, you need legal assistance.

If you or a loved one was seriously injured in a Michigan car accident, contact an experienced car accident lawyer immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Serious Car Accident Injury Claims


Car accident victims may suffer many different types of physical injuries, like cuts, bruises, or broken bones. But some car accidents cause other very serious harm, including:
Head Injuries

Motor vehicle accidents are a leading cause of head injuries. Brain damage may result when the head strikes the windshield or other object, or when the brain undergoes a sudden acceleration/deceleration movement within the skull (even without direct trauma to the head). The force can cause bruising, bleeding and twisting. Damage may occur during the car accident or could develop later as delicate brain tissues swell and bleed.
Concussions

The most common type of brain injury is a concussion, which happens when the brain is bruised by striking the inside of the skull. A concussion injury can cause headaches, vomiting, dizziness, and problems with memory, concentration, or reasoning.
Whiplash Injuries

Whiplash is a common injury caused by car accidents, because the force of one vehicle hitting another causes a victim’s head to suddenly snap forward - then back. About 100,000 people suffer from whiplash each year.

Whiplash is initially diagnosed with a simple medical examination. The doctor may use x-rays or other tests to check for fractures of the vertebrae or changes to the normal alignment of the neck.

A whiplash injury can damage the bones, cartilage, ligaments or muscles in the neck and spine, and is often accompanied by a concussion and other physical damage. The pain of whiplash may be short-term, but the neck may remain more vulnerable to further injury.

Sometimes the whiplash reverses the natural curve of the neck, which may unevenly distribute the weight of head and further misalign the vertebrae. This condition can lead to severe headaches, recurring neck and back pain, and arthritic degeneration. About 10% of whiplash injuries lead to a long-term or chronic disability.
Medical Treatment for Car Accident Injuries

Serious head or neck injuries require immediate medical attention. Only a doctor can determine the extent of the damage and your need for further treatment.
Legal Assistance for Car Accident Victims

If you or a loved one suffers from any of these types of injuries as a result of a Michigan car accident, talk with an experienced car accident lawyer immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Car-Truck Accidents


Any serious auto accident is a terrible experience.

But some of the worst collisions result from a huge truck crashing into an ordinary passenger car. In that situation, the occupants of the car may suffer severe, permanent, or even fatal, injuries .

At the Law Offices of Sam Bernstein, we are committed to fighting to protect the legal rights of these Michigan truck accident victims. If you were hurt in a truck accident, you can get help now. Please submit a simple, free and confidential legal consultation form today.

We listen to our clients and understand the extraordinary hardships they suffered in serious accidents involving large trucks or tractor-trailers. This is the way some of our clients described their experiences:

A split second before the crash, I saw the truck coming. But there was no time to get out of the way.

When that truck hit me, I lost control of my car and started spinning. I thought I was going to die.

I have no idea what happened. I heard a crash and the next thing I knew, I woke up in the hospital.

The doctor told me that I was lucky to be alive, but that my life would never be the same.

The worst day of my life was the day that the police called to tell me that my child was killed in a semi truck crash.

We know how badly these individuals and others involved in truck accidents need highly-qualified legal representation. That is why, since 1968, our law firm has been dedicated to helping victims of Michigan motor vehicle accidents and other serious personal injuries.

If the worst happens, and you or a loved one is hurt in a Michigan truck accident, you need to protect your legal rights. The Law Offices of Samuel I. Bernstein is here to help you. Please submit a simple, free and confidential legal consultation form about your Michigan motor vehicle accident today.

Before you talk with the insurance company of the person at fault, be sure to consult an experienced Michigan truck accident attorney. Without good legal advice, you might sign the wrong papers and give up all your legal claims for payment of medical bills and lost income, as well as compensation for pain and suffering.

After serious collisions, injured truck accident victims and their families tend to focus on their physical, emotional, or financial challenges. Nevertheless, the time that Michigan law allows an adult -- or a child -- to act to preserve legal rights starts to run from the day of the truck accident.

If you or a loved one was seriously injured in a Michigan truck accident, contact an experienced truck accident lawyer immediately. Please submit a simple, free and confidential legal consultation form about your truck accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Car - Pedestrian Accidents



Far too often, a pedestrian-car accident ends in tragedy.

The danger is clear. In 2004, motor vehicle crashes killed 4,600 pedestrians in the United States. Another 68,000 pedestrians were injured in that year alone.

In a car accident, the pedestrian rarely has a chance to escape injury, because the motor vehicle is big, heavy, and usually moving too fast.

Thus, the results of pedestrian-car accidents can be devastating to the victims and their families.

If a victim survives, he or she may lose substantial income from work or time from school. The injured pedestrian may have to cope with severe injuries, major surgery, extensive rehabilitation, or even lasting disability.

In short, a serious car accident can change the victim’s life -- temporarily -- or permanently.

If you or a family member is a pedestrian involved in a Michigan car accident, you need to protect your legal rights. Consult an experienced Michigan car accident attorney, before you talk with the auto insurance company of the person at fault. If you sign the wrong papers, you may give up all your legal claims for payment of medical bills and lost income, as well as compensation for pain and suffering.

After car accidents, injured pedestrians and their families tend to focus on their physical, emotional, or financial challenges. Nevertheless, the time that Michigan law allows an adult -- or a child -- to act to preserve legal rights starts to run from the day of the car accident.

If you or a loved one was seriously injured in a Michigan car accident, contact an experienced car accident lawyer immediately. Please submit a simple, free and confidential legal consultation form about your car accident claim now.

Protect your rights. Get the Bernstein Advantage today.

Michigan Automobile Accident Checklist



If you were involved in a Michigan auto accident, do you know what to do?

video_iconVideo: Attorney Beth Bernstein-Miller talks about ways to protect your legal rights, if you are hurt in a Michigan auto accident.

The following "checklist" can help you take the necessary steps to protect your legal rights in case of a Michigan auto accident.
Stay Calm After the Michigan Auto Accident:

Stop to protect your passengers and car. If necessary, call an ambulance for any injured party. Set out flares, if you carry them. Do not leave the scene of the Michigan car accident.
Exchange Documents After the Michigan Auto Accident:

Exchange only your license, registration and motor vehicle identification card with the other drivers. Do not discuss the Michigan car accident with anyone other than the police. Do not blame yourself or anyone else.
Get Ownership Facts After the Michigan Auto Accident:

Write down the name, address, and insurance company of the owner of the other car involved in the Michigan car accident. Do not assume that the other driver owned his or her car.
Get Information About Witnesses to the Michigan Auto Accident:

Be sure to write down the names, addresses, and phone numbers of any people who saw the Michigan car accident, but were not involved in it.
Draw a Diagram of the Michigan Auto Accident Scene:

Write the date and time of the Michigan auto accident on the diagram. In addition, write down information about the location of the auto accident, including the intersection, street names, any stop lights or traffic control signs, or other landmarks.
Protect Your Legal Rights After the Michigan Auto Accident:

If you or a loved one suffered serious injuries in a Michigan auto accident, talk with an experienced Michigan auto accident lawyer. Please submit a simple, free, and confidential legal consultation form now.

Get the Bernstein Advantage today.

For more information about your legal rights after a Michigan car accident, visit our special website, www.michigan-auto-accident.com, dedicated to helping Michigan auto injury victims.

Michigan Car Accidents


A serious car accident is a traumatic experience. Nobody wants to imagine being involved in a car accident. However, over 20 million car accidents occur in the United States every year.
Even the best drivers cannot always avoid the negligent actions of others. That is why you need to be prepared to take the necessary steps to protect yourself in the event of a Michigan car accident.
If you are in an accident and have questions about your legal rights, contact an experienced Michigan car accident attorney before you talk with the insurance company of the person at fault. Signing the wrong papers could mean you have settled for less than you deserve.
For the thousands of Michigan car accident victims, the actual auto accident is only the beginning of the physical and emotional hardships that they experience. However, the time for an adult or child to take action to preserve their legal rights starts to run from the day of the collision.
It is not unusual for an auto accident victim who is struggling to deal with the effects of a disabling injury , to forget that time is running out to take the steps necessary to secure benefits.
Video: Michigan car accident attorney Mark Bernstein explains what you can do after a Michigan auto accident to protect your legal rights.
If you or a loved one was seriously injured in a Michigan auto accident, talk with an experienced Michigan car accident lawyer. Please submit a simple, free, and confidential legal consultation form now.
Protect your legal rights. Get the Bernstein Advantage today.

What Should I Do If I Am In a Michigan Car Accident?


he event of a Michigan car accident:

Stay calm. Do not panic or leave the scene of the car accident.
If possible, call the police. If anyone is injured in the car accident, ask for emergency medical personnel.
If the police do not come to the scene of the Michigan auto accident, report it immediately to the local police department in the community where the accident occurred.
Seek medical attention as soon as possible. Often, very serious injuries are not immediately apparent.
Obtain the following information from the other driver(s) involved in the Michigan car accident: name, address, phone number, drivers license number (including expiration date), license plate number, registration, and insurance information, including the specific insurance policy number.
If the owner of the other vehicle involved in the auto accident is not the same as the driver, you should also obtain the owner's name, address, phone number, and insurance information.
Seek out all witnesses to the Michigan car accident and get their names, addresses, and phone numbers. This includes passengers in vehicles involved in the car accident.
Promptly notify your own insurance company that you were in an auto accident. Ask for a claim number and make clear that you wish to have a Personal Injury Protection (PIP) file opened to preserve all of your rights under your policy. Click here to go directly to our Michigan Auto No-Fault Law section for more information on this important topic.
If the driver who struck you fled the scene of the Michigan auto accident, you still must make a police report and notify your insurance company immediately. Some insurance policies require you to give notice of a claim for an accident involving an unidentified driver within 30 days of the accident. If you are in a hit-and-run accident, consult an attorney immediately.
If the driver/owner of the car that struck you did not have automobile insurance (which is a violation of Michigan law), immediately notify your own insurance company that you are claiming your rights to any uninsured and/or underinsured motorist coverage. Some insurance companies require prompt notice of these claims, and reserve the right to deny benefits to those who do not follow the strict regulations of their policies.
Contact our office. If you or a loved one suffered serious injuries in a Michigan auto accident, talk with an experienced Michigan auto accident lawyer. Please submit a simple, free, and confidential legal consultation form now.

Get the Bernstein Advantage today.
video_iconVideo: Attorney Beth Bernstein-Miller explains steps you can take to protect your rights after a Michigan auto accident.

For more information about your legal rights after a Michigan car accident, visit our special website, www.michigan-auto-accident.com, dedicated to helping Michigan auto injury victims.

Michigan Car Accident Law Center


Welcome. If you were hurt in a Michigan car accident, our Michigan auto accident attorneys are standing by to offer the legal help you need.

Just click here to get a free, confidential legal consultation about your potential car accident case now.
To get more information about your Michigan auto accident claim, please keep looking through this special Michigan Car Accident Legal Help Center website. You will find clear, easy to understand, relevant information about issues important to victims of Michigan auto accidents. Click on the links below to go right to the information you need:

Car Accident Facts
Protect Yourself After a Michigan Car Accident
Michigan No-Fault Auto Insurance Basics
Michigan Car Accident FAQ's
Serious Car Accident Injuries in Michigan
Michigan Car-Truck Accidents
Michigan Pedestrian-Car Accidents
Michigan Bicycle-Car Accidents
Michigan Motorcycle-Car Accidents
Drunk Driving & Michigan Auto Accidents
Michigan SUV & Truck Rollover Accidents
Safe Driving Near Large Trucks
Child Safety in Cars
Car Safety Tips for Everyone

If you or a loved one was injured in a Michigan auto accident, take the time to contact an experienced Michigan auto accident lawyer immediately. Please click here to make out a simple, free and confidential legal consultation form about your Michigan car accident claim now.

Protect your legal rights. Get the Bernstein Advantage today.